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Credit Hell : How to Dig Out of Debt by Howard S. Dvorkin (2005, Trade Paperback)

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Written by Howard S. Dvorkin--a nationally known expert in the debt counseling field-- Credit Hell walks you through the "getting-out-of-debt" process from assessing the state of your finances and developing a budget, to negotiating with your creditors, consolidating your debts, and rebuilding your finances after your money troubles are over.